Section I – 1st Party Insuring Agreements
A. Breach Investigation
We will pay on behalf of the Insured Organization all Breach Investigation Costs for an actual or reasonably suspected Cyber Security Incident or Privacy Breach Incident first discovered by the Insured Organization during the Policy Period.
B. Cyber Extortion
We will indemnify the Insured Organization for Cyber Extortion Loss incurred as a direct result of an Extortion Demand first discovered by the Insured Organization during the Policy Period.
C. Data Restoration
We will indemnify the Insured Organization for Data Restoration Loss incurred as a direct result of Cyber Security Incident first discovered by the Insured Organization during the Policy Period.
D. System Restoration
We will indemnify the Insured Organization for Bricking Loss and Remediation Costs incurred as a direct result of a Cyber Security Incident or System Failure first discovered by the Insured Organization during the Policy Period.
E. Business Interruption
We will indemnify the Insured Organization for Business Income Loss and Extra Expense that the Insured Organization sustains as a direct result of a System Disruption of Insured Computer Systems first discovered by the Insured Organization during the Policy Period.
F. Contingent Business Interruption
We will indemnify the Insured Organization for Business Income Loss and Extra Expense that the Insured Organization sustains as a direct result of a System Disruption of External Computer Systems of the following providers that is first discovered by the Insured Organization during the Policy Period:
G. Reputational Harm
We will indemnify the Insured Organization for Reputation Loss that the Insured Organization sustains solely as a result of an Adverse Media Event that occurs during the Policy Period, regarding a Cyber Security Incident, Privacy Breach Incident, or Extortion Demand that the Insured first discovers during the Policy Period.
H. Crisis Communications
We will indemnify the Insured Organization for Crisis Communications Loss incurred as a direct result of an Incident first discovered by the Insured Organization during the Policy Period.
I. Cryptojacking
We will indemnify the Insured Organization for Utility Loss incurred as a direct result of a Cryptojacking Incident first discovered by the Insured Organization during the Policy Period.